Borrow
Loans and lines of credit that keep it simple
Consolidate debt, cover the unexpected, or fund something big — with clear terms and payments you can plan around.
Choose your fit
Two ways to borrow
Personal loan
A fixed amount with fixed payments over a set term — great for planned purchases and consolidation.
Line of credit
Flexible access to funds you can draw on and repay as you go. Pay interest only on what you use.
Rates
Today’s lending rates
Talk to us for a rate tailored to your profile.
Personal lending
| Product | Term | Rate |
|---|---|---|
| Personal loan | From | 8.49% |
| Secured line of credit | From | 6.95% |
| Vehicle loan | From | 7.29% |
| Server Rewards Visa | Purchases | 19.99% |
| Server Low-Rate Visa | Purchases | 11.90% |
Rates depend on your profile and the product you choose. Talk to us for a personalized quote.
How it works
From application to funds in three steps
- 1
Apply in minutes
Start online or with an advisor. Tell us what you need and why.
- 2
Get a clear answer
We’ll review and come back with a straight-up decision and terms.
- 3
Access your funds
Once approved, your money is ready — with a repayment plan you understand.
Why members borrow with Server
- No penalty for paying your loan off early
- Fixed rates so your payment never surprises you
- Optional loan protection for peace of mind
- Advice on the right amount to borrow — not the most
- Local decisions and faster turnaround
- Consolidate higher-interest debt into one payment
Questions, answered
It depends on your income, credit profile and the purpose of the loan. An advisor can give you a personalized range in a short conversation.