Invest & plan
Guaranteed growth, zero guesswork
Lock in a competitive rate for a term that suits you. Your principal is protected and your return is guaranteed.
Rates
Today’s deposit rates
Lock in a guaranteed return that suits your plan.
GICs & savings
| Product | Term | Rate |
|---|---|---|
| High-interest savings | On balance | 3.40% |
| TFSA savings | On balance | 3.55% |
| GIC | 1 year | 4.10% |
| GICFeatured | 3 year | 4.25% |
| GIC | 5 year | 4.40% |
Choose a style
Terms that fit your plan
Fixed-term GIC
Lock a guaranteed rate for a set period, from one to five years.
Cashable GIC
Access your money early if plans change, with a bit more flexibility.
Registered GIC
Hold a GIC inside a TFSA or RRSP to grow it tax-effectively.
Why members choose our GICs
- Your principal is protected — no market risk
- Guaranteed return you can count on
- Competitive rates across every term
- Hold inside a TFSA or RRSP for tax advantages
- Simple to open online or in branch
- Covered by our deposit guarantee
GIC questions, answered
You can start with a modest minimum deposit — an advisor can confirm the exact amount for the term you choose.