Bank
Land in Canada and get set up fast
No credit history? No problem. We’ll help you open an account, get a card, and start building your financial life here.
What you get
Everything you need to begin
An account, day one
Open a chequing and savings account without Canadian credit history.
Get a card fast
Access a debit card right away and build toward a credit card.
People who get it
Advisors who understand the newcomer journey and explain each step.
A welcome that actually helps
- Open an account with no Canadian credit history
- Multilingual support to make things clear
- A path to your first Canadian credit card
- No monthly fee for your first year
- Guidance on transfers, taxes and building credit
- Help sending money to family abroad
Questions, answered
You can begin the process online and finish setting up once you’re here with your identification.